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Welcome to finiki, the Canadian financial wiki, a knowledge base of financial subjects written from a Canadian perspective. finiki is a collaborative work that is primarily based on knowledge built up in (FWF) discussions, and is presented in an easy-to-navigate and searchable format. In case you are wondering, the name finiki is a play on financial + wiki.

Our purpose is solely to further the education and empowerment of Canadian retail investors. You will find that finiki covers personal finance and investing, from starting out to retirement, savings, Guaranteed Investment Certificates (GICs), Tax-Free Savings Accounts (TFSAs), Registered Retirement Savings Plans (RRSPs), Registered Retirement Income Funds (RRIFs), Registered Education Savings Plans (RESPs), Registered Disability Savings Plans (RDSPs), taxes, stocks, bonds, preferred shares, indexing, exchange traded funds (ETFs) and much more. There are currently about 210 articles on finiki.

If you are a new investor looking for help and guidance, you might want to begin your journey with Getting started.

The site is organized along major financial categories. Use the links below to explore the site contents, use our navigation page, or use the Search box if you are looking for something specific.

Financial Wisdom Forum
Do you still have unanswered questions? The is where FWF members talk about Canadian financial matters. Individual investors can pose questions about financial matters of all kinds, help answer others' questions, and provide information that might be of interest to do-it-yourself investors. We hope this will help you to invest on your own, or at least to have more informed conversations with financial advisers.

We encourage newcomers who may have little knowledge of finance. There are no stupid questions. We were all beginners once.

We are not registered financial advisers or planners but we do have a lot of collective wisdom to share. Ultimately, many financial questions do not have a right or wrong answer, but rather a range of options. It is up to you to weigh the pros and cons in light of your specific situation.

You can visit the forum as a guest, i.e. without registering: or you can, it is free. Only registered members can post new messages or have access to the non-financial sections. The forum is moderated and we ask members to be courteous and constructive.

Our main discussion forums are: Our sister site in the US, Bogleheads®, has a similar focus, many like-minded members, and may be of interest as well.
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Contributions welcome
finiki can be read by anyone. In the spirit of wiki sites, you are invited to help to improve what is here. If you are wondering where to start? Give us some feedback or get started as an editor. Add your wisdom or correct typos. Be bold, finiki will expand and develop faster if more people pitch in and contribute.

The fine print
You can also find out more information about our privacy policy, terms of use and more about us. finiki is strictly non-commercial and free from advertising and sponsorship.

This website is run by a small, dedicated group of volunteers. If you find the wiki and forum helpful, and would like to offer support for our ongoing costs, you can make a.