Talk:High-interest savings account

I started a rewrite on this to add and clarify information. As most of the fund-traded accounts generally refer to themselves as ISAs (Investment Savings Accounts) I've changed to that name to distinguish them from HISAs. When I get a chance I'll do a bit more cleanup and include something on the ISAs often being held in nominee name by brokers. NorthernRaven 09:09, 28 June 2012 (MDT)

Reader feedback: Should this page be moved to lower case?
Blbarnitz posted this comment on 22 November 2013 (view all feedback).

"Should this page be moved to lower case?"

Any thoughts?


 * Per the Manual of Style, Article titles should use sentence case and therefore I concur. --Peculiar Investor 09:11, 24 November 2013 (MST)

Reader feedback: The second section includes...
76.67.14.132 posted this comment on 22 January 2015 (view all feedback).

The second section includes the paragraph "As securities priced under $3 are not marginable, HISA funds with a $1 unit value cannot be used as collateral for margin. On the other hand, ISA funds with a $10 unit price generally have a loan value of 95%, consistent with money market funds."

I'm not sure why this is relevant, although I have no reason to doubt its correctness. Why would an investor care? Why would an investor collateralize a margin loan with cash, given that the carry will almost certainly be negative.

Any thoughts?

Peculiar Investor 14:36, 22 January 2015 (MST)

Reader feedback: Would it be possible to show...
99.224.197.106 posted this comment on 30 August 2016 (view all feedback).

"Would it be possible to show current rates for HISAs?"

Current rates are subject to change without notice and therefore would require significant effort to keep current and accurate. There are other sites that undertake to maintain current rate lists, they are linked into the article.

Peculiar Investor 08:40, 30 August 2016 (MDT)