Category talk:Financial management

Distinction from Category:Personal finance and it is really one of the highest-level categories?
I checked the history and I'm responsible for the creation of this category. But after seeing the recent update to the Credit card article which uses the Financial management sidebar rather than the Personal finance sidebar it got me thinking about why this category exists and how it is different than Category:Personal finance. Looking at Wikipedia's Financial management says "Financial management may be defined as the area or function in an organization", as do other sources that Google finds. That would seem to indicate it is more a corporate rather than individual concern.

As a high level category it doesn't map back to any of the FWF forums either. Yet according to Category:Articles it is one of the highest-level categories of the wiki. If you asked Joe/Jane Public the main areas or high level categories of their 'financial affairs' I would guess that personal finance, financial planning, investing, retirement planning, and retirement living would probably be the common themes.

So what's the distinction from Category:Personal finance and should it be demoted from the highest-level category?

If we demote it or fundamentally change it then it would cause some cascading changes to sidebars and possibly navboxes. Personally I think that is the correct approach but I wanted to check with others before undertaking a revamp of the category hierarchy and the corresponding sidebars and navboxes. For reference, here's what Wikipedia says about Category tree organization on a wiki.

--Peculiar Investor 15:42, 11 January 2021 (MST)
 * Go for it! (I don't like "Financial management" either)--Quebec 06:19, 12 January 2021 (MST)
 * Slow down and consider changing the name to "Financial planning". Look at Category:Financial planning in the Bogleheads wiki. --LadyGeek 06:35, 12 January 2021 (MST)
 * Who's speeding? That's the whole point of raising the question here rather than being bold and just making changes. The main, highest-level categories in theory provide the fundamental structure of the wiki. As to your suggestion to rename, it won't work, Category:Financial planning already exists as is part of Finiki sidebar which shows the main categories. I'm trying to look at this from the point of view of a total newcomer, say high school student age or so who is finally taking responsibility for their finances. I would suggest that for most, Category:Personal finance is the most common name for the activity and it covers most of their first experiences. These are the basics. Then comes plannning and/or investing. My viewpoint is the Category:Articles heirarchy should likely reflect a persons natural progression. Of course some with jump in mid-stream, that's okay, as the quote above indicates the wiki category system is overlapping, not a binary tree. --Peculiar Investor 06:54, 12 January 2021 (MST)