Talk:Registered Retirement Income Fund

Is the referenced CRA information on Registered Retirement Income Fund (RRIF) incorrect? It states "Once a RRIF is established, there can be no more contributions made to the plan nor can the plan be terminated except through death." It has been removed with the edit summary "removed incorrect wording (a RRIF can be terminated through a fully taxable collapse, similar to an RRSP collapse)" --Peculiar Investor 17:34, 28 September 2012 (MDT)

I\ve removed "nor can the plan be terminated except through death", as it is contradicted by later phrasing in the same document -- one can withdraw any amount, even 100% of the account, and pay taxes on it. Collapsing a RRIF is a "termination", IMHO. Adrian2 06:26, 30 September 2012 (MDT)

Reader feedback: Should this page be moved to lower case?
Blbarnitz posted this comment on 22 November 2013 (view all feedback).

"Should this page be moved to lower case?"

Any thoughts?

LadyGeek 18:22, 13 December 2013 (MST)

A search of the Canada Revenue Agency shows that the RRIF acronym is used more than it's spelled out. When it's spelled out, I see inconsistent usage, but the majority has the term in capitals. I would leave the page in upper case. --LadyGeek 18:22, 13 December 2013 (MST)

Reader feedback: Too much lawyer type language !,,,
50.98.42.156 posted this comment on 8 February 2014 (view all feedback).

"Too much lawyer type language !,,,"

Any thoughts?

Peculiar Investor 08:25, 9 February 2014 (MST)

Not sure I would agree. Any other viewpoints? --Peculiar Investor 08:25, 9 February 2014 (MST)

Reader feedback: do you have to take out mone...
172.218.166.7 posted this comment on 20 February 2014 (view all feedback).

"do you have to take out money from all your rrifs or can take out of from just one"

Any thoughts?

Peculiar Investor 07:38, 21 February 2014 (MST)

Minimum withdrawals
Why do we have two distinct, partly overlaping tables for minimum withdrawals? This is confusing. Also, IC78-18R6 still gives the old percentages, so that's confusing too (IC78-18R6 is dated March 6, 2002 and has not been updated since). A better souce might be this one. Finally, I don't think we need the 2015 and later versus 'old' distinction anymore. In summary: one simple table for all ages, with the current percentages only! --Quebec 10:37, 6 December 2021 (MST)
 * Done.--Quebec 16:13, 7 December 2021 (MST)