Template:Credit card box

Usage: This template is used as the initial comment in wiki pages devoted to a credit card. The template places the following text into the page: is a fact of life for most adult Canadians. Credit cards can be useful for purchasing, however they should be used wisely. When you apply for a credit card, you agree to charges such as annual fees, and terms and conditions such as credit limits, interest rates, and grace periods. You should know the Terms and Conditions of the credit cards you are using. Credit card issuing companies are also subject to rules on what they can and cannot do, and what must appear on your monthly statement.