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File:Declining-equity-glidepaths.png

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Summary

Glidepaths with generally declining percentages of equities as the investor ages. The rest of the portfolio is invested in fixed income, plus or minus cash. "Age in bonds" (a.k.a. (100 minus age in stocks) and "110 minus age in stocks" are common rules of thumb. Vanguard TDF glidepaths from https://institutional.vanguard.com/investment/strategies/tdf-glide-path.html. Morningstar TDF benchmarks eyeballed from https://www.bogleheads.org/wiki/Glide_paths.

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current13:36, 26 March 2025Thumbnail for version as of 13:36, 26 March 2025824 × 613 (59 KB)Quebec (talk | contribs)Glidepaths with generally declining percentages of equities as the investor ages. The rest of the portfolio is invested in fixed income, plus or minus cash. "Age in bonds" (a.k.a. (100 minus age in stocks) and "110 minus age in stocks" are common rules of thumb. Vanguard TDF glidepaths from https://institutional.vanguard.com/investment/strategies/tdf-glide-path.html. Morningstar TDF benchmarks eyeballed from https://www.bogleheads.org/wiki/Glide_paths.

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