File list
This special page shows all uploaded files.
| Date | Name | Thumbnail | Size | User | Description | Versions |
|---|---|---|---|---|---|---|
| 13:54, 1 May 2025 | CMF 2025Predictions.jpg (file) |  |
111 KB | Kcowan (talk | contribs) | New leader is MrBlackhill | 5 |
| 13:50, 1 May 2025 | 2025Forecast.jpg (file) |  |
120 KB | Kcowan (talk | contribs) | New leader is poedin | 5 |
| 14:32, 19 April 2025 | CBIL.to.png (file) |  |
97 KB | Quebec (talk | contribs) | Vet asset value, closing price, and distributions of CBIL.to from early January to April 18, 2025. Redrawn from information available on from https://www.globalx.ca/product/cbil (NAV, distributions) and https://bigcharts.marketwatch.com (prices). | 1 |
| 13:36, 26 March 2025 | Declining-equity-glidepaths.png (file) |  |
59 KB | Quebec (talk | contribs) | Glidepaths with generally declining percentages of equities as the investor ages. The rest of the portfolio is invested in fixed income, plus or minus cash. "Age in bonds" (a.k.a. (100 minus age in stocks) and "110 minus age in stocks" are common rules of thumb. Vanguard TDF glidepaths from https://institutional.vanguard.com/investment/strategies/tdf-glide-path.html. Morningstar TDF benchmarks eyeballed from https://www.bogleheads.org/wiki/Glide_paths. | 1 |
| 13:32, 26 March 2025 | Constant-allocations.png (file) |  |
29 KB | Quebec (talk | contribs) | Graph of constant asset allocations during the investor's lifetime, based on common investor profiles: growth (80% equities), balanced (60% equities) and conservative (40% equities). The rest of the portfolio is assumed to be invested in fixed income, plus or minus cash. | 1 |
| 10:52, 9 February 2025 | Spitzer-et-al-2007.jpg (file) |  |
96 KB | Quebec (talk | contribs) | Redrawn from figure 1 of Spitzer JJ, Strieter JC, Singh S (2007) Guidelines for Withdrawal Rates and Portfolio Safety During Retirement, Journal of Financial Planning, October 2007 issue, p. 68-74 | 1 |
| 15:39, 17 January 2025 | Finiki-tagline.v2-optimized.svg (file) |  |
1 KB | Peculiar Investor (talk | contribs) | Tagline recreated using mw:Manual:MediaWiki logo guidelines and [https://fonts.google.com/specimen/Montserrat Google's Montserrat font] | 1 |
| 15:37, 17 January 2025 | Finiki-wordmark.v2-optimized.svg (file) |  |
860 bytes | Peculiar Investor (talk | contribs) | Wordmark recreated using mw:Manual:MediaWiki logo guidelines and [https://fonts.google.com/specimen/Montserrat Google's Montserrat font] | 1 |
| 15:12, 17 January 2025 | Finiki wordmark on mobile as of 28-Feb-2023.png (file) |  |
14 KB | Peculiar Investor (talk | contribs) | A point in time capture of the icon, wordmark appearance for mobile devices | 1 |
| 15:11, 17 January 2025 | Finiki icon, wordmark and tagline on desktop or tablet as of 28-Feb-2023.png (file) |  |
20 KB | Peculiar Investor (talk | contribs) | A point in time capture of the icon, wordmark and tagline appearance | 1 |
| 14:02, 10 January 2025 | CMF 2023Predictions.jpg (file) |  |
221 KB | Kcowan (talk | contribs) | Corrected file | 17 |
| 14:00, 1 January 2025 | 2024Forecast.jpg (file) |  |
190 KB | Kcowan (talk | contribs) | LadyGeek is victorious in the end. Congratulations | 13 |
| 13:43, 1 January 2025 | CMF 2024Predictions.jpg (file) |  |
199 KB | Kcowan (talk | contribs) | Winner is Thal81. Congratulations for hanging in there. | 12 |
| 10:35, 12 May 2024 | Three-tier-retirement-100-2024.png (file) |  |
36 KB | Quebec (talk | contribs) | How the three tiers combine, as a function of total retirement income | 1 |
| 10:28, 12 May 2024 | Three-tier-retirement-2024.png (file) |  |
42 KB | Quebec (talk | contribs) | Combining the three tiers, to reeach a target replacement rate of 70% during retirement | 1 |
| 10:18, 12 May 2024 | Tier1Tier2-2024.png (file) |  |
40 KB | Quebec (talk | contribs) | How tiers 1 and 2 of the Canadian retiremnt system interact (in the absence of other retirement income) in terms of pre-retirement income replacement rates | 1 |
| 10:13, 12 May 2024 | OAS&GIS-2024.png (file) |  |
24 KB | Quebec (talk | contribs) | Correct inflection point | 2 |
| 10:01, 12 May 2024 | Tier-1-2024.png (file) |  |
16 KB | Quebec (talk | contribs) | OAS + GIS, 2024 rates | 1 |
| 11:44, 14 April 2024 | Reduction-asset-levels.png (file) |  |
44 KB | Quebec (talk | contribs) | Combination of figure 76 and figure 80 (redrawn) from Society of Actuaries (2016) Risks and Process of Retirement Survey - Report of Findings, https://www.soa.org/globalassets/assets/Files/Research/Projects/research-2015-full-risk-report-final.pdf | 1 |
| 09:35, 9 April 2024 | Four-Ls-funds.png (file) |  |
176 KB | Quebec (talk | contribs) | Combines the "four Ls" pyramid (the four main goals of retirement planning, Pfau and others) with the "four funds" structure of Branning & Grubbs (2022) | 1 |
| 19:58, 3 April 2024 | Contingency-planning.png (file) |  |
137 KB | Quebec (talk | contribs) | Conceptual diagram to illustrate article on contingency planning and contingency fund | 1 |
| 19:13, 4 March 2024 | Declining-ladder.png (file) |  |
11 KB | Quebec (talk | contribs) | Screenshot of an Excel spreadsheet showing a declining GIC ladder, payments at the end of the year, registered account, for payments of $20k indexed by 3% a year. Source = own work | 1 |
| 21:17, 24 February 2024 | Annuity-guarantees.png (file) |  |
57 KB | Quebec (talk | contribs) | Monthly payout of life annuities (SPIAs) for $100k of capital versus guarantee period for males 55 to 80 years old, and females 75 to 80 years old. Data from Table 1 in Milevsky MA (2013) Life Annuities: An Optimal Product for Retirement Income, Research Foundation of CFA Institute, https://www.cfainstitute.org/-/media/documents/book/rf-publication/2013/rf-v2013-n1-1-pdf.pdf | 1 |
| 12:17, 23 February 2024 | Annuity-age.png (file) |  |
135 KB | Quebec (talk | contribs) | Males versus females | 2 |
| 11:58, 23 February 2024 | Annuity-interest-rate.png (file) |  |
128 KB | Quebec (talk | contribs) | Redrawn and slightly modified from Pfau WD (undated) Are Annuities (SPIAs) Okay When Interest Rates are Low? (https://retirementresearcher.com/are-annuities-spias-okay-when-interest-rates-are-low/) | 1 |
| 15:20, 12 February 2024 | PMT-function.png (file) |  |
502 KB | Quebec (talk | contribs) | Wealth versus age using the same balanced asset allocation, but two different withdrawal strategies. Redrawn and modified from fig. 2 of: Frank LR, S Brayman S (2016) Combining Stochastic Simulations and Actuarial Withdrawals into One Model. Journal of Financial Planning, November 2016 issue | 1 |
| 17:26, 11 February 2024 | Allocation-wealth.png (file) |  |
175 KB | Quebec (talk | contribs) | Wealth over time depending on asset allocation in simulations with 4% rule. Source: Finke M, Blanchett D (2016) An overview of retirement income strategies. Journal of Investment Consulting 17:22-30, available at https://papers.ssrn.com/sol3/papers.cfm?abstract_id=2792296 Redrawn and slightly modified. | 1 |
| 11:57, 11 February 2024 | RISA-matrix-simple.png (file) |  |
153 KB | Quebec (talk | contribs) | A simpler version of the retirement income style matrix. Redrawn and modified from Murguia A, Pfau WD (2021) Selecting a personalized retirement income strategy. Retirement Management Journal 10:46-58, available at https://papers.ssrn.com/sol3/papers.cfm?abstract_id=4011297 | 1 |
| 11:20, 11 February 2024 | Four-Ls.png (file) |  |
96 KB | Quebec (talk | contribs) | The four "L"s of retirement income goals are Longevity, Lifestyle, Liquidy and Legacy. Retirees may prioritize these goals differently. The Pyramid shows one possible vision among many. Source = new drawing to illustrate the concept. | 1 |
| 14:13, 4 February 2024 | RISA-matrix.png (file) |  |
196 KB | Quebec (talk | contribs) | The retirement income style matrix. Redrawn and modified from Murguia A, Pfau WD (2021) Selecting a personalized retirement income strategy. Retirement Management Journal 10:46-58, available at https://papers.ssrn.com/sol3/papers.cfm?abstract_id=4011297 | 1 |
| 14:05, 4 February 2024 | RISA-matrix.jpg (file) |  |
984 KB | Quebec (talk | contribs) | The retirement income style matrix. Redrawn and modified from Murguia A, Pfau WD (2021) Selecting a personalized retirement income strategy. Retirement Management Journal 10:46-58, available at https://papers.ssrn.com/sol3/papers.cfm?abstract_id=4011297 | 1 |
| 18:01, 29 December 2023 | 2023Forecast.jpg (file) |  |
222 KB | Kcowan (talk | contribs) | The winner is SoninLawofGus 1st runner up is kcowan 2nd runner up is nile Congratulations to all participants and especially the winner. | 17 |
| 09:19, 28 August 2023 | T-bill-return.gif (file) |  |
450 bytes | Quebec (talk | contribs) | Department of Finance (Canada), https://www.canada.ca/en/department-finance/programs/financial-sector-policy/securities/securities-technical-guide/determining-bond-treasury-bill-prices-yields.html | 1 |
| 13:58, 23 June 2023 | Maintenance-tools.png (file) |  |
143 KB | Quebec (talk | contribs) | "Tools Screwdriver Wrench royalty-free vector graphic Free for use & download" from https://pixabay.com/vectors/tools-screwdriver-wrench-repair-24220/ | 1 |
| 08:24, 11 April 2023 | Periodic-table-of-annual-returns-for-Canadians.jpg (file) |  |
459 KB | LadyGeek (talk | contribs) | Formatted table. Based on data from Libra Investment Management, which is Copyright © Libra Investment Management Inc. 2005-2023. All rights reserved. | 12 |
| 11:27, 10 January 2023 | Recent changes - Changes by others example.png (file) |  |
79 KB | Peculiar Investor (talk | contribs) | 1 | |
| 11:27, 10 January 2023 | Recent changes - Recent changes - Saved filters example.png (file) |  |
57 KB | Peculiar Investor (talk | contribs) | 1 | |
| 11:26, 10 January 2023 | Recent changes - Article and talk pages only example.png (file) |  |
57 KB | Peculiar Investor (talk | contribs) | 1 | |
| 10:32, 9 January 2023 | Retirement.jpg (file) |  |
71 KB | Peculiar Investor (talk | contribs) | Source: https://www.flickr.com/photos/76657755@N04/7027606047/sizes/z/Updating to the Medium 640 size of this photo (All sizes of this photo are available for download under a Creative Commons license | 2 |
| 18:20, 1 January 2023 | 2022Forecast.jpg (file) |  |
245 KB | LadyGeek (talk | contribs) | The overall winner is poedin.(Cropped to remove excessive borders.) | 15 |
| 10:49, 31 December 2022 | CMF 2022Predictions.jpg (file) |  |
261 KB | Kcowan (talk | contribs) | The winner and champion for 2022 is KaeJS. Congratulations for your foresight. | 15 |
| 08:59, 1 December 2022 | CPP-QPP-screenshot.png (file) |  |
80 KB | Longinvest (talk | contribs) | Update screenshot to version 2.2 of the spreadsheet. | 6 |
| 13:23, 10 August 2022 | VPW-Accumulation-Worksheet-Screenshot.png (file) |  |
198 KB | Longinvest (talk | contribs) | Update screenshot to version 2.7 of the worksheet. | 4 |
| 13:22, 10 August 2022 | VPW-Retirement-Worksheet-Screenshot.png (file) |  |
150 KB | Longinvest (talk | contribs) | Update screenshot to version 2.7 of the worksheet. | 3 |
| 08:36, 20 April 2022 | Tracy-whale-chart.jpg (file) |  |
56 KB | Quebec (talk | contribs) | Redrawn from figure 2 of Tracy J, Schneider H, Chan S (1999) Are Stocks Overtaking Real Estate in Household Portfolios? Federal Reserve Bank of New York, Current Issues in Economics and Finance, v. 5 no. 5 (April 1999) | 1 |
| 18:48, 31 December 2021 | CMF 2021Predictions.jpg (file) |  |
245 KB | Kcowan (talk | contribs) | Final results | 16 |
| 18:41, 31 December 2021 | 2021Forecast.jpg (file) |  |
219 KB | Kcowan (talk | contribs) | Final forecast results | 15 |
| 16:28, 2 October 2021 | TSX-Comp-FTSE.jpg (file) |  |
67 KB | Quebec (talk | contribs) | Updated with 2005-2020 returns from https://www.spglobal.com/spdji/en/indices/equity/sp-tsx-composite-index/#overview and https://www.ftserussell.com/analytics/factsheets/home/search | 2 |
| 10:05, 31 January 2021 | Life-stages.png (file) |  |
49 KB | Quebec (talk | contribs) | Financial life stages versus financial assets. Redrawn and strongly modified from https://guaranteedretirement.ca/ to illustrate life stages, for the series of outline articles in finiki. | 1 |
| 11:40, 20 January 2021 | FWF banner 2021.JPG (file) |  |
23 KB | Peculiar Investor (talk | contribs) | Screen capture of https://www.financialwisdomforum.org/forum/index.php in January 2021 | 1 |
