Talk:Guaranteed Investment Certificate
Reader feedback: Should this page be moved to lower case?
Blbarnitz posted this comment on 22 November 2013 (view all feedback).
Should this page be moved to lower case?
Any thoughts?
- Wikipedia article title is capitalized, Guaranteed Investment Certificate. Other Canadian financial institutions mostly use capitalized, but not 100%. Recommend leaving as upper case. Peculiar Investor 09:27, 24 November 2013 (MST)
I concur. --LadyGeek 19:51, 5 December 2013 (MST)
Reader feedback: More detail on tax treatment...
192.95.142.153 posted this comment on 18 December 2013 (view all feedback).
More detail on tax treatment. i.e. outside of rrsp/tfsa/rrif/resp taxed on the interest earned, whether actually received in the year or not. fully taxed at marginal tax rate - no favourable treatment like dividends or capital gains.
Any thoughts?
Peculiar Investor 16:18, 18 December 2013 (MST) Thanks, started to add taxation section to address this comment.
Reader feedback: number of dollars invested i...
72.38.249.24 posted this comment on 21 March 2017 (view all feedback).
number of dollars invested in GIC's in Canadian banks
I don't think I've ever seen any statistics published with this data. Any thoughts of if/where the statistics could be found? Peculiar Investor 21:01, 22 March 2017 (CDT)
- Maybe OSFI? Sorry I don't have time to check. --Quebec 19:05, 23 March 2017 (CDT)
- The closest I could find was Statistics Canada, but there was no detail for GICs. --LadyGeek 13:58, 25 March 2017 (CDT)
- Since a source cannot seemingly be found and the data wouldn't be static, I'm going to close the Reader feedback as 'Resolved - This was used or considered for the page'. I'm not sure how having the statistic would provide any value to a GIC investor anyways. --Peculiar Investor 15:52, 25 March 2017 (CDT)
- The closest I could find was Statistics Canada, but there was no detail for GICs. --LadyGeek 13:58, 25 March 2017 (CDT)
Changes to modernize and strengthen CDIC deposit protection now in effect
On April 30, 2020 "Changes to modernize and strengthen CDIC deposit protection now in effect". cdic.ca. went into effect. Changes include:
- Expanded coverage of eligible deposits held in foreign currencies;
- Extended coverage of eligible deposits with terms greater than 5 years;
- The elimination of coverage for travelers’ cheques (which are no longer issued by CDIC member institutions).
Some of these limits are mentioned in the lead-in section so an update is probably needed. --Peculiar Investor 16:31, 29 June 2020 (MDT)